Underwriter jobs in West Covina, CaliforniaCreate job alerts

Job Description LOOKING FOR PART-TIME TO FULL TIME. NOT A REMOTE JOB! Willing to drive to Whittier, CA daily. We are looking for a HIGH ENERGY, DETAILED and reliable Loan Processor to individual loans. You will undertake an intermediary role between wholesale lenders and our inside team. We are looking for qualified applicants to process loans in a timely manner with outstanding customer service, writing and phone skills. Loan processor duties and responsibilities will include analysis of the loan file from initial opening to drawing loan documents for final docs and everything in between. Responsibilities • Perform initial review of the loan file, • Collect and package the loan file for submission to the underwriter, • Document the file and reach out to all participants for updated documents (Credit/income/Assets/Insurance/etc.), • Obtain loan applications daily, • Edit application, or input application through Point and download to Automated Underwriting System (Desktop Underwriter) and run credit to obtain pre-approval, • Document borrower information provided in application, • Submit file to underwriter for Pre-Approval, • Notify Loan Originator (Loan Advisor, A-List, or Loan Consultant) regarding prequalification, requirements, and decision (approval, counteroffer, denial), • Obtain all conditions required from borrower (i.e. income documentation, assets/bank statements, purchase contract and escrow instructions if purchase transaction), • Analyze all forms of income documentation, • Send preapproval letter to borrower upon request, • Maintain open communication with the borrower or Loan Originator Skills • Be able to work in an office, • Proven 3-5 year working experience in a loan processor role, • Good knowledge of Calyx software and MS Office, • Comprehension of direct/indirect lending procedures, • In-depth understanding of relevant rules and regulations, • Excellent communication and sales skills, • Balance between customer satisfaction orientation and a results driven approach Job Type: Part Time to Full-time as business picks up Company Description We are a Real Estate Firm and Mortgage Company. Please call Elizabeth @ 323-833-1957 or email resume to elizabeth@eresmortgage.com We are a Real Estate Firm and Mortgage Company. Please call Elizabeth @ 323-833-1957 or email resume to elizabeth@eresmortgage.com

The underwriter will be responsible for underwriting agency and portfolio loans to established company and investor guidelines. The position requires that the candidate have the ability to clearly communicate underwriting decisions and stipulations to sales, processing staff and borrowers. Responsibilities include: • Underwriting primarily agency loans but also have ability to underwrite portfolio loans., • Review and evaluate loan documents to ensure accuracy, completeness, and compliance with company standards, federal and agency standards and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc., • Analyze customer's loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds, and supporting documentation to identify potential fraud or misrepresentation., • Review appraisals to ensure that loans meet secondary market, investor, and company standards., • Work with loan processors and loan officers on collecting information and documentation necessary to finalize incomplete loan packages., • Determine if additional documentation or information would aid loan decision; request additional documentation or information accordingly., • Provide options and recommendations to borrowers regarding suitable loan programs., • Stay abreast of current regulations and industry trends that affect compliance and decision-making., • Verify that system input is accurate and that company systems match automated underwriting system (aus)., • Use expertise to answer questions and resolve escalated issues from junior-level teammates., • Perform other duties as assigned. Qualifications include: • High school diploma or equivalent required; college courses/technical training related to business, finance/accounting, legal, or related field is preferred, along with total recent work experience that includes five or more years underwriting conventional loans., • Expert-level knowledge of overall mortgage lending processes, including underwriting, funding, and loan processing., • Expert-level knowledge of valid documentation related to the processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.)., • Expert-level knowledge of underwriting and regulatory requirements; detailed knowledge of federal, state, and regulatory requirements/guidelines related to consumer mortgage lending and internal processes and controls., • Ability to think critically, including the ability to evaluate facts and data to draw conclusions, and determine the downstream impact of decisions and associated risks., • Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness., • Intermediate math skills., • Strong verbal and written communication skills., • Strong detail orientation and highly organized., • Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/document retention programs., • Experience working within Encompass preferred. Applicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time. The base pay range for this position is USD $20.00/hr. - USD $40.00/hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.

East West Bank is seeking a Mortgage Underwriter. The Mortgage Underwriter will be responsible for underwriting FHA and Conventional loans. The position requires that the candidate have the ability to clearly communicate underwriting decisions and stipulations to sales, processing staff and borrowers. • Review and evaluate loan documents to ensure accuracy, completeness, and compliance with company standards, federal and agency standards and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc., • Analyze customer's loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds, and supporting documentation to identify potential fraud or misrepresentation., • Review appraisals to ensure that loans meet secondary market, investor, and company standards., • Work with Loan Processors and Loan Officers on collecting information and documentation necessary to finalize incomplete loan packages., • Determine if additional documentation or information would aid loan decision; request additional documentation or information accordingly., • Provide options and recommendations to borrowers regarding suitable loan programs., • Stay abreast of current regulations and industry trends that affect compliance and decision-making., • Verify that system input is accurate and that company systems match Automated Underwriting System (AUS)., • Use expertise to answer questions and resolve escalated issues from junior-level teammates., • Perform other duties as assigned., • High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred, along with total recent work experience that includes five or more years underwriting conventional loans., • Expert-level knowledge of overall mortgage lending processes, including underwriting, funding, and loan processing., • Expert-level knowledge of valid documentation related to the processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.)., • Expert-level knowledge of underwriting and regulatory requirements; detailed knowledge of federal, state, and regulatory requirements/guidelines related to consumer mortgage lending and internal processes and controls., • Ability to think critically, including the ability to evaluate facts and data to draw conclusions, and determine the downstream impact of decisions and associated risks., • Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness., • Intermediate math skills., • Strong verbal and written communication skills., • Strong detail orientation and highly organized., • Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs., • Experience working within Encompass preferred. Applicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time. The base pay range for this position is USD $20.00/Hr. - USD $42.00/Hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.

People drive our success. Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities. Apply today! Relationship Manager ("RM") is able to handle both (i) client-facing business development responsibilities as well as (ii) portfolio management responsibilities. This type of RM is typically found in lending teams with a smaller number of people where someone may need to carry out both functions. In a larger lending team, this title can exist for someone who wants to transition from PM to SRM but is not quite ready for the loan goal targets of a SRM. This position's function is to identify and bring new loan clients and be able to manage an existing portfolio assigned to them. • Identify and bring new clients to the Bank. Each RM should have a specific new loan commitment/outstanding goal set by their Team Manager every year., • RM is to negotiate and structure the primary terms of the loan with the client; circulate concept memo if needed prior to issuance of term sheet/LOI., • Work with designated underwriter, loan assistants and other loan support staff to prepare the Credit Commitment Report ("CCR") for new loans, renewals, amendments and annual reviews., • Present each CCR to the requisite approval authority levels. The finished CCR is the work product of a team but the RM is ultimately responsible for the content., • Review loan documents, either internally prepared or by outside counsel, to ensure accuracy., • Work with loan assistants and loan support staff to ensure all necessary items needed for the closing of the loan is in process and well-managed; RM is to manage the client experience of this process., • Portfolio management functions include monitoring and managing the credit quality of the assigned loan portfolio., • Review to ensure each credit is properly risk rated based on the Bank's risk rating system., • Reviews client's accounts and portfolios in order to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the Bank., • Ensure compliance with Bank, regulatory and credit requirements with emphasis on best-in-class customer service while adhering to required timeframes from the client., • Assist with mentoring and coaching junior officers and loan staff. Education: • U.S. College graduate with major in related fields. Experience: • 7-10 years of commercial lending and banking experience with thorough knowledge of lending regulations and credit/underwriting practices., • Must possess strong loan negotiation (rates, terms, collateral requirements) experience., • Must possess previous underwriting experience in the requisite area of commercial lending. Skills/Ability: • Must have extensive knowledge and understanding of Bank's credit policy, risk management, underwriting requirements and loan servicing., • Must have strong knowledge and understanding of commercial and specialty group banking products and services and have demonstrated ability to cross-sell such products., • PC proficient., • Excellent verbal and written communication skills., • Bilingual (English/Mandarin or Cantonese) a plus but not required., • Ability to work well independently to structure loans and/or lines of credits., • Must be organized and detail oriented and able to multi-task., • Ability to work effectively in a fast paced, high production and team environment., • Excellent time management skills and be accustomed to working with deadlines., • Ability to assume responsibility and accountability for decision-making., • Ability to communicate effectively with all levels of Bank personnel. $130K $170K / year Pay determined based on job-related knowledge, skills, experience, and location. This position may be eligible for a discretionary bonus. Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k). Cathay Bank is an Equal Opportunity and Affirmative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law.

Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities. Apply today! Relationship Manager ("RM") is able to handle both (i) client-facing business development responsibilities as well as (ii) portfolio management responsibilities. This type of RM is typically found in lending teams with a smaller number of people where someone may need to carry out both functions. In a larger lending team, this title can exist for someone who wants to transition from PM to SRM but is not quite ready for the loan goal targets of a SRM. This position's function is to identify and bring new loan clients and be able to manage an existing portfolio assigned to them. • Identify and bring new clients to the Bank. Each RM should have a specific new loan commitment/outstanding goal set by their Team Manager every year., • If such an RM is also a Team Manager, then such RM should also have specific goals to cross-sell Bank's other products and services., • RM is to negotiate and structure the primary terms of the loan with the client; circulate concept memo if needed prior to issuance of term sheet/LOI., • Work with designated underwriter, loan assistants and other loan support staff to prepare the Credit Commitment Report ("CCR") for new loans, renewals, amendments and annual reviews., • Present each CCR to the requisite approval authority levels. The finished CCR is the work product of a team but the RM is ultimately responsible for the content., • Review loan documents, either internally prepared or by outside counsel, to ensure accuracy., • Work with loan assistants and loan support staff to ensure all necessary items needed for the closing of the loan is in process and well-managed; RM is to manage the client experience of this process., • Portfolio management functions include monitoring and managing the credit quality of the assigned loan portfolio., • Review to ensure each credit is properly risk rated based on the Bank's risk rating system., • Reviews client's accounts and portfolios in order to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the Bank., • Ensure compliance with Bank, regulatory and credit requirements with emphasis on best-in-class customer service while adhering to required timeframes from the client., • Assist with mentoring and coaching junior officers and loan staff., • Education: U.S. College graduate with major in related fields., • Experience:, • 10+ years of commercial lending and banking experience with thorough knowledge of lending regulations and credit/underwriting practices., • Must possess strong loan negotiation (rates, terms, collateral requirements) experience., • Must possess previous underwriting experience in the requisite area of commercial lending., • Must have extensive knowledge and understanding of Bank's credit policy, risk management, underwriting requirements and loan servicing., • Must have strong knowledge and understanding of commercial and specialty group banking products and services and have demonstrated ability to cross-sell such products., • Skills/Ability: PC proficient. Excellent verbal and written communication skills. Bilingual (English/Mandarin or Cantonese) a plus but not required. Ability to work well independently to structure loans and/or lines of credits. Must be organized and detail oriented and able to multi-task. Ability to work effectively in a fast paced, high production and team environment. Excellent time management skills and be accustomed to working with deadlines. Ability to assume responsibility and accountability for decision-making. Ability to communicate effectively with all levels of Bank personnel. $175K $200K / year Pay determined based on job-related knowledge, skills, experience, and location. This position may be eligible for a discretionary bonus. Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k). Cathay Bank is an Equal Opportunity and Affirmative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law.

GENERAL SUMMARYRelationship Manager (“RM”) is able to handle both (i) client-facing business development responsibilities as well as (ii) portfolio management responsibilities. This type of RM is typically found in lending teams with a smaller number of people where someone may need to carry out both functions. In a larger lending team, this title can exist for someone who wants to transition from PM to SRM but is not quite ready for the loan goal targets of a SRM. This position’s function is to identify and bring new loan clients and be able to manage an existing portfolio assigned to them. ESSENTIAL FUNCTIONSIdentify and bring new clients to the Bank. Each RM should have a specific new loan commitment/outstanding goal set by their Team Manager every year.RM is to negotiate and structure the primary terms of the loan with the client; circulate concept memo if needed prior to issuance of term sheet/LOI.Work with designated underwriter, loan assistants and other loan support staff to prepare the Credit Commitment Report (“CCR”) for new loans, renewals, amendments and annual reviews.Present each CCR to the requisite approval authority levels. The finished CCR is the work product of a team but the RM is ultimately responsible for the content.Review loan documents, either internally prepared or by outside counsel, to ensure accuracy.Work with loan assistants and loan support staff to ensure all necessary items needed for the closing of the loan is in process and well-managed; RM is to manage the client experience of this process.Portfolio management functions include monitoring and managing the credit quality of the assigned loan portfolio. Review to ensure each credit is properly risk rated based on the Bank’s risk rating system. Reviews client’s accounts and portfolios in order to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the Bank.Ensure compliance with Bank, regulatory and credit requirements with emphasis on best-in-class customer service while adhering to required timeframes from the client.Assist with mentoring and coaching junior officers and loan staff. QUALIFICATIONSEducation:U.S. College graduate with major in related fields.Experience: 7-10 years of commercial lending and banking experience with thorough knowledge of lending regulations and credit/underwriting practices.Must possess strong loan negotiation (rates, terms, collateral requirements) experience.Must possess previous underwriting experience in the requisite area of commercial lending.Skills/Ability:Must have extensive knowledge and understanding of Bank’s credit policy, risk management, underwriting requirements and loan servicing.Must have strong knowledge and understanding of commercial and specialty group banking products and services and have demonstrated ability to cross-sell such products.PC proficient. Excellent verbal and written communication skills. Bilingual (English/Mandarin or Cantonese) a plus but not required. Ability to work well independently to structure loans and/or lines of credits. Must be organized and detail oriented and able to multi-task. Ability to work effectively in a fast paced, high production and team environment. Excellent time management skills and be accustomed to working with deadlines. Ability to assume responsibility and accountability for decision-making. Ability to communicate effectively with all levels of Bank personnel.OTHER DETAILS$130K – $170K / year Pay determined based on job-related knowledge, skills, experience, and location.This position may be eligible for a discretionary bonus.

Account Executive (AE), Global.Global Insurance provides tailored insurance solutions for companies based in the United States that do business abroad.Coverage offerings include Property, General Liability, Foreign Voluntary Workers' Compensation, and more.The Account Executive (AE), Global will par

As an underwriter, you will have a dynamic role that blends evaluating and analyzing financial and business risk, building relationships, and selling and negotiating with clients, agents, and brokers. Underwriters will work with Publicly traded corporations, Financial Institutions and Private and No

Underwriter is responsible for evaluating, underwriting, and approving agency and portfolio mortgage loan applications in accordance with company policies, investor guidelines, and regulatory requirements. Serving as a subject matter expert and resource for junior underwriters and team members, prov

Who Are We? Taking care of our customers, our communities and each other.By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years.Join us to discover a culture that is rooted in innovation and thrives on collabora

Mentor junior underwriters by providing training, guidance, and support. Job Summary Seeking a highly experienced Senior Underwriter to assess and evaluate risks, establish coverage terms, and ensure compliance with internal and external regulations. Job Description Senior Underwriter Responsibiliti

Overview The Team Lead Underwriter will play a critical role in supporting the daily operations of the mortgage underwriting team. Responsibilities Demonstrate the ability to perform all core responsibilities of an Underwriter with accuracy and sound judgment.

Serve as a subject matter expert and resource for junior underwriters and team members, providing guidance, resolving escalations, and promoting underwriting consistency and best practices. Underwriter is responsible for evaluating, underwriting, and approving agency and portfolio mortgage loan appl

East West Bank is seeking a Mortgage Underwriter to evaluate FHA and Conventional loans.

East West Bank is seeking a Senior Underwriter or Underwriter II in El Monte, California, to underwrite agency and portfolio loans while ensuring compliance with guidelines.

The Mortgage Underwriter will be responsible for underwriting FHA and Conventional loans. Overview East West Bank is seeking a Mortgage Underwriter.

Underwriter to evaluate and approve mortgage loan applications in California.

East West Bank seeks a Team Lead Underwriter in El Monte, California, to support the mortgage underwriting team.

The Jonus Group is seeking a highly experienced Senior Underwriter in California to assess complex risks, establish coverage terms, and ensure regulatory compliance. You will lead and mentor junior underwriters while collaborating with brokers, sales teams, and cross-functional colleagues on high-va

Underwriter / Account Executive Global Multinational page Who Are We? Taking care of our customers, our communities and each other.

Underwriter/Portfolio Officer is responsible for negotiating, underwriting and coordinating the closing of commercial loans in compliance with the Bank's lending policies and procedures; to develop business checking and deposit relationships with customers; and promoting business for the Bank by mai

Travelers’ Underwriting team in the National Accounts segment seeks an Account Executive Officer to partner with agents, brokers and customers to deliver guaranteed cost and loss-sensitive coverage for new and renewal business.This role is a technical resource, requiring decisive, detail-oriented

Underwriter Job Duties: Analyze financial data related to loan requests.

About the job Mercor connects elite creative and technical talent with leading AI research labs.Headquartered in San Francisco, our investors include Benchmark , General Catalyst , Peter Thiel , Adam D'Angelo , Larry Summers , and Jack Dorsey.Position: Insurance AI Specialist Type: Contract Compensa

Our client, a growing specialty finance company in the recreational lending space, is expanding its underwriting team to support increased loan volume across multiple regions.This is a remote role supporting West Coast operations and works closely with senior leadership on credit decisions, deal str

About the job Mercor connects elite creative and technical talent with leading AI research labs.Headquartered in San Francisco, our investors include Benchmark , General Catalyst , Peter Thiel , Adam D'Angelo , Larry Summers , and Jack Dorsey.Position: Insurance AI Specialist Type: Contract Compensa

Zipline is the world’s largest and most experienced drone delivery service.We are on a mission to serve all humans equally by ensuring access to food, medicine and essential goods anytime, anywhere.We design, build, and operate the world’s largest autonomous logistics system, delivering critical

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This position will provide valuable support to the Sales Leadership team with reporting, analytics, performance assessments, dashboards, commissions, as well as a multitude of other routine and ad hoc reports and projects.This individual must work collaboratively with sales leadership, managers and

The Business Analyst I provides operational and analytical support to the LERETA Tax and Flood operations nationwide.The role is proactive, energetic, analytical, and possesses the professional acumen and skills required to interact with internal partners on a frequent basis.The position works close

In this role, the right candidate will work as part of a support delivery team, analyzing and gathering requirements, enhancing configuration, training, improving business processes, and ensuring overall client satisfaction.As a liaison between our pension clients and our programing team, we are loo

OCHIN is a rapidly growing national nonprofit health IT organization with over two decades of experience transforming health care delivery to drive health equity.We are hiring for a number of positions to meet increasing demand.When you choose to join OCHIN, you have the opportunity to continuously

JVS is a nonprofit working to close opportunity gaps in employment by supporting jobseekers with the skills and confidence to secure quality careers with family-sustaining wages.Grounded in core values of repairing the world and focused on helping our program participants achieve economic mobility,

Data Analysts collect data, income and expenses, are able to .A data analyst collects, cleans, and interprets data sets in order to answer a question or solve a problem work encompasses several duties and responsibilities, including.Work with executives and other business leaders to identify oppor

One of our direct client is urgently looking for a.Validate partner settlements through proactive and reactive mitigation of Payment Fraud and Seller Risk.Help in managing the Marketplace commission engine to drive business growth and develop different metrics around commission programs.Create opera

We are looking for a highly analytical and detail-oriented Data Analyst to join our team at.The ideal candidate will be responsible for collecting, processing, and analyzing data to generate actionable insights that drive business decisions.You will work with cross-functional teams, using data visua

Golden State Water Company is one of the largest investor-owned water utilities in the United States.We deliver quality, reliable water to more than 1 million people in over 80 communities throughout California.Golden State Water has been in business for more than 90 years because we put customers f

Seeking participants for Focus Group and market research studies.Work part-time from home and earn up to $750 per week.Register to see if you are eligible.Administrative Assistant admin experience not required.Remote Work From Home Administrative Assistant Admin - Part Time Market Research Panelists

OPEN UNTIL CLOSE (Continuous Until the Needs of the Department Are Met).Under general direction from the Director of Human Resources & Risk Management, assists both Human Resources and Risk Management Analyst & Director with a full scope of activities related to the assigned area, performs a variety

Seeking participants for Focus Group and market research studies.Work part-time from home and earn up to $750 per week.Register to see if you are eligible.Administrative Assistant admin experience not required.Remote Work From Home Administrative Assistant Admin - Part Time Market Research Panelists

Location: 4920 Rivergrade Road, Irwindale, CA 91706 Duration: 02 Months contract Client: City of Hope Payrate: $23.Job Summary: Performs administrative and office support activities for multiple supervisors.Receiving and directing visitors.Skills in word processing, spreadsheet and presentation soft

Seeking participants for Focus Group and market research studies.Work part-time from home and earn up to $750 per week.Register to see if you are eligible.Administrative Assistant admin experience not required.Remote Work From Home Administrative Assistant Admin - Part Time Market Research Panelists