practice bookkeeper - Stoke Newington Accountants & Tax Consultants Ltd - London

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• Megan's

  

  Sous Chef

  1 day ago

  £38000–£42000 yearly

  Full-time

  London

  What we're looking for... Are you a Sous Chef who lives and breathes fresh ingredients and isn’t afraid to get stuck in when the kitchen’s buzzing? You’ll be the kind of leader who lifts the team up, keeps standards sky-high, and still finds the joy in it all when the ticket machine won’t stop. If you’ve cut your teeth in a premium branded fresh-food kitchen, whether that’s as a Sous Chef or Kitchen Manager in a restaurant or a lively gastro pub, brilliant. But if your path’s been a bit different and you’ve still got the skills, the hunger, and the spark? Hit apply and tell us what you’re all about. 💙 What's in it for you? Pay 💸 Salary package of up to £ 42,000 per year* (combined fixed annual salary and base tronc), plus additional, uncapped tronc potential, based on site performance. Overall, on track earnings £ 46,000 based on current site performance. Perks & Treats ✨ 50% off when you dine with your favourite people 🎉 Plenty of fun, feel-good team socials 🧠 Access to our Employee Assistance Programme 'Hospitality Action' - free, confidential support 24/7 including mental health sessions 💸 Early access to wages through Stream 🎁 Long service awards and celebrations 🍽️ Free, delicious Megan’s food & drinks on every shift 🛟 Plus all the usual standard stuff like pension contributions & 28 days holiday Grow With Us 🚀 Ongoing training & real progression opportunities - if you want to move into leadership, we’ll back you 🌱 Get involved in new openings as we grow 🏙️ Opportunities to move between our neighbourhood restaurants and build your career across the group 💙 About us... We’re an independently owned, dog-friendly collection of 20+ neighbourhood restaurants, serving up fresh Mediterranean-inspired food from brunch through to cocktails. With exciting growth plans, there are big opportunities to build your career with us, plus plenty of fun along the way - our team parties are the stuff of legends. We’re a diverse, inclusive bunch who make sure everyone feels genuinely welcome, and we’re proud to support local charities and be a real force for good in our communities. At Megan’s, our people are the magic. Yes, we’ve got dreamy interiors, food inspired by sunny places and fresh cocktails shaken to perfection, but the real reason our restaurants feel so special? The team. They’re what set us apart and what everyone who works here and visits us loves most. If you’re ready to be part of our amazing team and take the next step in your career, apply to be our next superstar GM and unleash your magic! Megan’s Restaurants is equal opportunity employer, we celebrate diversity and are committed to building an inclusive environment for all employees. *Package includes membership of an independently managed tronc arrangement through which service charge is allocated outside of and in addition to your basic pay from your employment

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• QBE Insurance

  

  Senior Underwriter - Construction

  14 days ago

  London

  hackajob is collaborating with QBE Insurance to connect them with exceptional professionals for this role. \n Primary Details \n Time Type: Full time \n Worker Type: Employee \n Senior Underwriter – Construction \n Role Highlights \n\n • London, with hybrid working \n\n\n, • Enhance your career in an exciting and ever-changing environment\n\n The Opportunity \n We are currently hiring for a Senior Underwriter to join our Construction Underwriting team based in London. \n The QBE Construction and Engineering team insure some of the largest contractors in the UK, along with offering specific insurance for large UK and European construction projects. We have an appetite to insure a wide range of risks across the construction sector, ranging from the construction of buildings to the installation of machinery, through to heavier civil engineering works. \n This is a great opportunity to be part of an environment where you are empowered to use your own subject matter expertise to further develop your Underwriting career. \n About QBE \n At QBE, we get to the heart of what matters for our customers. And we do it all with a human touch. \n We’re an international insurer with more than 13,000 people working across 26 countries – which means we’re big enough for your ambitions, yet small enough for you to make a real impact. It’s an exciting time. We’re building momentum towards our vision to become the most consistent and innovative risk partner. \n What if you could have a positive impact – at work and in the world? As part of the QBE team, you’ll get to spend every day working with people who are passionate, talented and kind. \n Your new role \n\n • Underwrite insurance risks in alignment with the Business Plan and personal authority to achieve business objectives\n, • Cultivate and maintain strong relationships with stakeholders, including customers, brokers, and colleagues, to maximize influence and support business goals\n, • Develop strategic relationships in line with the Business Plan to facilitate the achievement of objectives\n, • Ensure compliance with insurance strategy to mitigate risk and achieve business plan targets\n, • Participate actively in shaping and developing strategy, knowledge, and best practices within the team.\n, • Maintain underwriting standards, instructions, and best practices to minimise risk and enhance efficiency\n, • Stay updated on market dynamics and demonstrate market cycle awareness to operate effectively\n, • Motivate and develop the team by demonstrating good leadership behaviours and management best practice so as to support the achievement of business goals\n\n About you \n\n • Construction underwriting experience to include managing relationships with large contractors and significant construction projects\n, • A thorough understanding of the London market\n, • Ability to collaborate effectively within a team environment\n, • Capability to analyse and interpret data\n, • Intermediate level understanding of relevant software, including Excel and other departmental software packages.\n, • Good verbal and written communication skills\n\n Benefits \n We offer a range of benefits to help provide holistic support for your work life, whatever your circumstances. As a QBE employee you will have access to and benefit from: \n As well as the benefits below we also offer an extensive choice of other options to suit you! \n\n • 30 days holiday a year with the option to buy up to 2 additional days. \n\n\n, • Flexible working - balancing work and life is important so our flexible working opportunities are open to all, this can include part-time, job share and compressed hours. \n\n\n, • Pension – you are automatically enrolled into the QBE pension plan, which entitles you to receive employer contributions of 10% of your basic salary. \n\n To learn more about benefits of working with us, click Rewarding our people - QBE European Operations \n Awards & Recognition \n We value our employee’s experience with us and are proud to have been recognised for the following awards: \n Insurance Post British Insurance Awards 2025: \n\n • Winner: Commercial Lines Insurer of the Year, Winner: Reinsurer of the Year - QBE Re, Winner: ESG, Diversity, Equity and Inclusion Initiative of the Year, Winner: Insurance Personality of the Year - Chris Wallace, Executive Director UK insurance \n\n To learn more about our achievements, click here \n Apply now and let’s make it happen! \n If you’re looking for a career that combines your expertise and your empathy, click Apply today. \n Your career. At the heart of it. \n Skills: \n Analytical Thinking, Coaching for success, Commercial Acumen, Communication, Critical Thinking, Decision Making, Influencing, Insurance Underwriting, Intentional collaboration, Managing performance, Navigating ambiguity, Policy Development, Portfolio Management, Property Underwriting, Risk Management, Sound Judgment \n How to Apply: \n To submit your application, click "Apply" and follow the step by step process. \n Equal Employment Opportunity: \n QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.

• Moody's Corporation

  

  Asst Dir-Account Manager

  6 days ago

  London

  hackajob is collaborating with Moody's Corporation to connect them with exceptional professionals for this role. \n At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence. \n If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. \n Skills and Competencies \n\n • To be considered for this role, fluency in English is required\n, • Must have experience selling data and/or software solutions\n, • Ability to present high-level information as well as detailed demonstrations of products & services\n, • Validated ability of accurate pipeline management from initial lead to close\n, • Skilled in establishing, developing, and maintaining key relationships within accounts, including senior executives, both internally and externally\n, • Must be fluent in English\n, • Position requires some travel\n, • Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use.\n\n Education \n\n • Undergraduate/first-level degree (e.g., Bachelor’s degree) required\n\n Responsibilities \n This role is responsible for working with a wide range of internal and external stakeholders to drive the sales process for a set of complex products in the entity data space. \n\n • Build on sales strategies to meet or exceed annual sales goals and targets that align with the company’s vision and objectives\n, • Drive the sales process from beginning to end by identifying and qualifying prospects, and taking ownership of sales cycles to closure in assigned territories\n, • Partner with Solution Specialists to develop clear, concise proposals and deliver targeted client demos that address client needs\n, • Ensure clients see Moody’s as a ‘trusted partner’ through informative and client-specific advice using market, product and technical expertise\n, • Identify cross-sell opportunities from across all Moody’s businesses that clients may benefit from and introduce them into dialogue with clients\n, • Lead the preparation and circulation of market insights to create awareness of Moody's expertise internally and externally\n, • Represent as an external spokesperson for the organization\n, • Provide accurate, complete and current forecasts and pipeline information to management\n, • Pinpoint specific growth opportunities with senior management and take the lead in being responsible for the execution and results of the plan\n, • Identify opportunities, analyse risk/reward trade-offs. Build business cases and participate in negotiations\n, • Collaborate with local country Sales Development Reps and Relationship Managers to encourage positive activity across the region\n, • Deliver presentations and demonstrations of the Moody’s range of software solutions to our prospect / existing clients and support team in doing the same\n, • Interact with clients and contacts at executive level to diagnose challenges and recommend solutions\n\n About the Team \n Focusing on Financial Services, the role covers Moody’s established and growing KYC, Compliance, Master Data Management and Sales and Marketing offerings. The role will involve working with existing customers to maximise revenue growth across UK & Ireland. It is a team selling environment and would be a good fit for those that enjoy collaborating with multiple parts of the business to be successful. This is one of Moody’s most exciting and fastest growing segments so would be an ideal position for anyone with a data/software sales background as well as an understanding of the market. \n Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law. \n Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

• Google

  

  Financial Analyst, EMEA GBO Central Finance

  21 days ago

  London

  hackajob is collaborating with Google to connect them with exceptional professionals for this role. \n Financial Analysts ensure that Google makes sound financial decisions. As a Financial Analyst, your work, whether it's modeling business scenarios or tracking performance metrics, is used by our leaders to make strategic company decisions. While working on multiple projects at a time, you are focused on the details while finding creative ways to solve big picture challenges. \n The name Google came from "googol," a mathematical term for the number 1 followed by 100 zeros. And nobody at Google loves big numbers like the Finance team when providing in depth analysis on all manner of strategic decisions across Google products. From developing forward-thinking analysis to generating management reports to scaling our automated financial processes, the Finance organization is an important partner and advisor to the business. \n Minimum qualifications: \n\n • Bachelor's degree in Business, Finance, Economics, Statistics, or another quantitative field, or equivalent practical experience.\n, • 4 years of experience in financial planning and analysis (FP&A), consulting, or a related function, or an advanced degree.\n, • Experience executing full-cycle FP&A functions including budgeting, forecasting, variance analysis, and modeling within a multinational company setting.\n, • Experience with programming (e.g., SQL).\n\n Preferred qualifications: \n\n • Experience with building data infrastructure (e.g., designing architecture, building data pipelines, implementing scalable monitoring) and implementing reporting solutions.\n, • Experience in developing strategies in changing environments, impeccable business judgment for resource allocation decisions to achieve the desired business outcome.\n, • Ability to work with data to produce analysis, influencing decision making with numerical analysis and generating insights.\n, • Ability to take ownership, confidence to interact with all levels, set objectives, drive results, and be a team player.\n, • Excellent communication skills with the ability to work with a wide variety of departments.\n\n Responsibilities: \n\n • Lead the EMEA Large Customer Sales quarterly goals setting and governance process, ensuring sales quotas are aligned with ambitious business goals.\n, • Own and refine the data driven quota models and frameworks. You will lead the AI transformation of our process to deliver enhanced value for business delivery.\n, • Drive the centralization of quota setting across EMEA clusters, moving from a fragmented market-by-market approach to a unified, data-driven workflow. (e.g., automating baseline quota allocations to save time for both Finance and Sales teams while maintaining high accuracy).\n, • Navigate large, complex datasets to produce goals for executive leadership. You will manage data-driven guardrails and conduct in-depth search performance analyses to benchmark model accuracy against actuals.\n, • Act as a primary bridge between Finance and Sales leadership, partnering with Finance Leadership to land quotas.\n

• Colt Technology Services

  

  Lead Technology Auditor

  23 days ago

  London

  hackajob is collaborating with Colt Technology Services to connect them with exceptional professionals for this role. \n Why we need this role \n The Technology Lead Internal Auditor is primarily responsible for leading and/or participating in technology and security focused audits with support over technology control elements of financial and operational audit assignments. They will be responsible for evaluating the adequacy of Colt’s (Colt Core and DCS) overall control environment in both design and application, highlighting inefficiencies in processes and supporting the business in building a sustainable control environment. The Technology Lead Internal Auditor will also be responsible for assisting on ad-hoc special projects and completing audit projects in any of Colt’s locations. This role is a great opportunity to add value and develop expertise across technology, security, and transformation processes across multiple business units. \n What you will do \n\n • Deliver and/or lead technology and security audit assignments across Colt locations in a timely and efficient manner, participating in all stages of the audit from planning, execution, reporting and follow-up\n, • Fully understand and communicate the impact of audit findings (including root causes and risks) to relevant key stakeholders. As technology and security can be complex, being able to communicate complex technical issues and ideas in simple terms is highly valued.\n, • Make value add recommendations to the business to improve controls, processes and overall governance\n, • Engage with stakeholders to obtain a comprehensive understanding of the business under review and the implications for audit\n, • Build trust and credibility with technology stakeholders throughout the audit process\n, • Maintain audit documentation in accordance with Colt audit methodology\n, • Provide coaching to junior staff members (e.g. graduates/apprentices) on audit methodology and practices, where applicable\n\n What we're looking for \n\n • Experienced technology auditor (e.g. CISA, CISSP, ISO or CIMA qualification preferred but not essential)\n, • Some experience in using or planning data analytic based audits. Ability to analyse data and identify trends, think critically and solve problems using a high degree of intellectual curiosity and good judgement\n, • Over 3 years’ experience working in a technology and/or cyber security audit related role either as an internal auditor or in related auditing/assurance fields\n, • Good experience of controls on risk and assurance assignments, including greenfield audits\n, • Strong knowledge of audit techniques for technology and security (business and operational control and risk management, a bonus).\n, • Ability to operate in a flat organisational structure with direct exposure to senior management and Executives\n, • Strong communication skills, proactiveness, and competence to influence outcomes\n, • Work effectively with team members and the wider business to build partnerships.\n

• Third Bridge Group

  

  Associate, Account Management

  21 days ago

  London

  hackajob is collaborating with Third Bridge Group to connect them with exceptional professionals for this role. \n Third Bridge is a leading global research firm established in 2007, with a team of over 1,500 employees worldwide dedicated to fueling decisions with expert insights. We accelerate and enhance decision-making for investors and business leaders by unearthing unique expert insights across multiple sectors, geographies, and topics. \n For nearly 20 years, we’ve helped clients access knowledge on demand from experts, in-person and through our Library covering over 65,000 companies. \n What will you do? \n As the new Account Management Associate, you’ll help your book of clients access the full suite of research solutions Third Bridge offers. Building lasting trusted relationships with credit funds, hedge funds, and mutual funds managers, you’ll work with investors on a day-to-day basis helping them maximise their investment research. \n With training and support from Mikaela and the rest of your close-knit team, you’ll gain a deep understanding of our products and our clients’ preferences. You will play a pivotal role in helping clients navigate our AI-integrated ecosystem, ensuring they utilise our products to extract the most relevant investment research at speed. With a ‘helping not selling’ approach, you’ll drive account growth by identifying relevant content or connecting them to industry experts to optimise their usage and increase our mindshare. \n You’ll keep our systems up to date with client user preferences and other pertinent account data to help you and the wider team deliver a tailored content delivery service. This is a great opportunity to join a very high-performing team and work collaboratively with colleagues across our leading international business—from fellow account managers to Research, Sales, Finance, Legal, and Product teams—upholding our One Third Bridge ethos. \n What will you bring? \n A graduate with some customer-facing work experience already, you’re interested in honing your skills and growing a commercial skillset. You are curious about the intersection of high-touch service and cutting-edge technology, ready to learn how AI-driven tools can enhance the investor experience. You’ll be hungry to learn all you can, ready to take advantage of the training provided and the exposure this opportunity will offer you. \n You enjoy collaborating with a team, sharing ideas and expertise as well as being open to learning from others too. Your ability to build positive relationships with colleagues and customers alike is a big strength to this role, and you use these to advise and influence others. \n Previous sales or account management experience is a bonus, but more importantly is your target-driven, hard work ethic. Communication is key in this role, so you’re confident in written and spoken media whether on the phone or face to face. We’re an English-speaking international business, but other languages may also be helpful when working with some of our clients. \n How will you be rewarded? \n We truly care about our people so in return for your work, you’ll get: \n\n • \n Vacation: 25 days (increasing to 28 days after 2 years) plus UK Bank Holidays. \n • \n Learning: Personal development allowance of £1,000 per year. \n • \n Health and Wellbeing: Private medical insurance, healthcare cash plan, mental health events, and Ride to Work scheme. \n • \n Future and Family: Pension contributions of 4% (increases with tenure) and life insurance (4x base salary). \n • \n Flexibility: Work from anywhere for one month per year, 2 annual volunteer days, 2 personal days, and 'Summer Fridays'. \n • \n Rewards: Points-based recognition programme for hotels, gift cards, and more. \n • \n Social: Optional gatherings, daily breakfast/snacks, and regular social events. \n • \n ESG: Strong commitment to CSR and Diversity & Inclusion (including Women at Third Bridge, Pride, and Blkbridge). \n • \n Frontline Innovation: Your chance to share ideas for improvement through AI-focused Hackathons and other innovation events. \n\n Third Bridge values your trust and is committed to the responsible management, use, and protection of personal information. By submitting a Third Bridge job application, I hereby provide Third Bridge (including Third Bridge's affiliates and relevant third-party suppliers) with my consent to collect, store and process my personal information for the purpose of recruitment administration, as well as to share such personal information with third parties for the same purpose, in accordance with the Candidate Privacy Notice. \n We know that to be truly innovative, we need to have a diverse team around us. That is why Third Bridge is committed to creating an inclusive environment and is proud to be an equal opportunity employer. If you are not 100% sure if you are right for the role, please apply anyway, and we will be happy to consider your application.

• Wise

  

  Engineering Lead - Account Management

  6 days ago

  London

  hackajob is collaborating with Wise to connect them with exceptional professionals for this role. \n Company Description \n Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. \n Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. \n As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. \n More about our mission and what we offer. \n Job Description \n We're looking for an Engineering Lead to join the Account Management team. This team is building the Current Account and Everyday banking experience products, which sit at the heart of Wise. The team owns how customers hold, organise and move their money day to day - their main account and Jars, the home screen they open, the flows they use to move, convert and add funds - and the ledger and money-movement systems underneath that the rest of the company builds on top of. Our mission is to make Wise the account customers reach for every day, and ultimately the last account they'll need to open. \n The role spans engineering, product and people. You'll go broad across all three rather than deep in any one. You'll guide the team, own where it takes its systems technically, and partner with your Product Manager and Design to ship what customers rely on - staying close enough to the code to make sound architectural calls and unblock the team when it matters. \n What you'll be doing \n\n • \n Lead the team's engineers - own what they ship and their well-being, and build a clear view of how to grow each of them. \n • \n Stay hands-on: write code, review designs and PRs, and drive whole features across backend, web and mobile, coordinating delivery across all three. \n • \n Own the team's technical roadmap. Decide how the systems evolve, keep reliability and tech-debt risk in check, and make the architectural calls that matter. \n • \n Partner with your PM and Design, and give sharp feedback on what's worth building and why. \n • \n Work across boundaries with the teams we build alongside: Account Sharing on joint accounts, Send on how money moves in and out, Wise Platform on products they build on top of account. \n\n What you'll need to succeed. \n We don’t expect candidates to tick all the boxes. If you have most of the below and want to grow into the rest, we'd love to hear from you. \n Technical \n\n • \n Strong backend engineering background, close to the code to guide senior engineers through hard problems. \n • \n Deep understanding of distributed systems, event-driven architectures and microservices, and comfort making high-impact architectural decisions. \n • \n Track record of owning the reliability, scalability and correctness of critical systems at scale. \n • \n Comfortable in a JVM codebase, or confident you'll get there fast - we're on Java/Kotlin and Spring Boot. \n\n Leadership \n\n • \n Experience leading a team of engineers and owning what they deliver. \n • \n Leadership through trust: you give people context and direction and let them own their work. \n\n\n • \n A clear communicator who can hold a technical argument with engineers and explain it plainly to everyone else. \n\n Product \n\n • \n A product engineer’s mindset - you measure your work by customer and business impact. \n • \n Bias to action and comfort with ambiguity: you move quickly without dropping quality. \n\n Nice to have \n\n • \n You use AI to build faster, and you're curious where it's heading. \n • \n You've worked in fintech, payments or banking. \n\n Additional Information \n Interested? Find out more: \n\n • \n How we work – a practical guide \n • \n DEI @ Wise \n • \n Wise Tech Stack (2025 update) \n • \n See what it's like to work at Wise London! \n • \n Our Engineering career map \n • \n Wise Engineering – https://medium.com/wise-engineering \n\n What do we offer: £105K - £135K GBP + RSUs \n\n • \n Starting salary: \n • \n Wise Benefits \n\n #LI-AB3 #LI-Hybrid \n For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. \n We're proud to have a truly international team, and we celebrate our differences. \n Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. \n If you want to find out more about what it's like to work at Wise visit Wise.Jobs. \n Keep up to date with life at Wise by following us on LinkedIn and Instagram.

• Lendable

  

  Credit Risk Manager

  28 days ago

  London

  hackajob is collaborating with Lendable to connect them with exceptional professionals for this role. \n About Lendable \n Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start: \n\n • \n One of the UK’s newest unicorns with a team of just over 700 people \n • \n Among the fastest-growing tech companies in the UK \n • \n Profitable since 2017 \n • \n Backed by top investors including Balderton Capital and Goldman Sachs \n • \n Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot) \n\n So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. \n We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. \n Join us if you want to \n\n • \n Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 \n • \n Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo \n • \n Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting \n\n The Role \n We're building our second charge mortgage product from the ground up. We're looking for a Credit & Commercial Manager to own credit strategy for this product — someone who understands the mechanics of secured lending end-to-end, from quote through to completion. \n This is a foundational hire. You'll shape how we assess risk, price loans, and structure our credit policy, working closely with a small, senior cross-functional team spanning product, engineering, legal, and commercial. If you've spent years working in secured lending and want to help build something new rather than maintain something old, this is the role. \n What You'll Do \n\n • \n Define credit policy and underwriting strategy for second charge mortgages, including affordability, eligibility, and decisioning frameworks \n • \n Own risk scoring and pricing — develop and refine scorecards, risk segmentation, and pricing models that balance volume with portfolio quality \n • \n Drive growth whilst balancing risk — use analytic and credit judgment to drive growth through credit policy, work with the commercial team team to hit volume targets, and all whilst maintaining portfolio quality \n • \n Own the IRR/NPV/cashflow models - ensure we understand the economics of the asset we’re booking, and drive changes where needed \n • \n Design automated decisioning logic — translate credit policy into executable rules and decision trees that can be embedded in the platform, working with engineering to build the quickest, most automated secured product on the market \n • \n Help shape funding strategy — collaborate with the Capital Markets team to inform investor parameters around LTV limits, property valuations, and portfolio concentration, translating these into practical credit policy \n • \n Inform the property valuation and security process — ensure credit policy accounts for valuation methodology, panel management considerations, and charge registration requirements \n • \n Monitor portfolio performance — track early indicators, refine strategy based on outcomes, and report to senior stakeholders \n • \n Collaborate cross-functionally — work daily with product and engineering to embed credit decisioning into the platform, and with legal and compliance to ensure regulatory alignment (MCOB, Consumer Duty) \n • \n Get stuck in — this is a small team building something from scratch. You'll be hands-on across the full credit lifecycle, not managing from a distance \n\n What We're Looking For \n\n • \n Deep experience in secured lending credit risk — you've worked on second charge mortgages or similar secured products (bridging, BTL, specialist residential) and understand the product inside out \n • \n Strong knowledge of risk scoring and pricing — you've built or materially contributed to scorecards, pricing frameworks, or credit policy in a secured lending environment \n • \n Understanding of funding and capital constraints — you know how LTV covenants, property valuations, and investor criteria shape what you can lend and to whom \n • \n Commercial awareness and growth mindset — you understand that credit policy exists to enable lending, not prevent it. You think about accept rates, broker conversion, and competitive positioning alongside risk metrics \n • \n Familiarity with the end-to-end secured lending process — from quote through to completion, including how valuation, legal, and land registry processes interact with credit decisions \n • \n Analytical rigour — you're comfortable with data. SQL is required and Python experience is a plus, but what matters is that you think in numbers and can interrogate MI to drive decisions that lead to more good quality lending \n • \n Regulatory awareness — working knowledge of MCOB and FCA requirements for second charge lending \n • \n Experience designing for scale and automation — you understand how to structure underwriting policy as decision logic, scorecards, and rules that can be executed programmatically. You think in terms of tens of thousands of applications, not manual case-by-case review \n\n Nice to Have \n\n • \n Experience with loan servicing — settlements, collections, arrears management, and recoveries in a secured lending context \n • \n Exposure to broker distribution models and how credit policy interacts with intermediary channels \n • \n Experience working in a startup or scale-up environment, or a desire to move from a large organisation into one \n • \n Experience with decisioning platforms or rules engines \n\n Life at Lendable \n\n • \n Winning team: the opportunity to scale up one of the world’s most successful fintech companies \n • \n Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites \n • \n Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls \n • \n Health coverage: support for your physical and mental wellbeing, including private health cover \n • \n Retirement & savings: long-term financial wellbeing through retirement savings plans \n • \n Employee referral programme: earn a competitive bonus when you refer successful new team members \n • \n Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations \n • \n Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations \n\n Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner. \n Check out our blog!