Berrow
Paraplanner Location: Burnham-on-Sea Working Hours: 37.5-hour working week, Monday to Friday (08:45 am 5:15 pm) with 1-hour lunch break Salary: £26,000 £35,000 (depending on experience and qualifications)The RoleOur client is dedicated to helping clients achieve their financial goals through personalised planning and advice. They pride themselves on the quality of their advice, superior client outcomes, and building a strong, successful business founded on trust and professionalism.They are seeking a Paraplanner to support the delivery of high-quality, client-focused financial planning. You will work closely with advisers to develop, maintain and evolve lifetime financial strategies for clients.This role goes beyond traditional report writing, contributing directly to the design, analysis, and ongoing refinement of financial plans. The ideal candidate will be genuinely focused on paraplanning and technical financial planning, with no desire to move into an adviser role.You will be instrumental in developing advice alongside the adviser rather than simply taking instructions and producing reports. You will be expected to bring your own technical expertise and judgement to the planning process, becoming a trusted point of reference for complex technical queries and challenging client scenarios.This role may also involve supporting or conducting client meetings in the advisers absence, where appropriate, and providing technical input across more complex areas of financial planning.Key ResponsibilitiesFinancial Planning & StrategyAnalyse client circumstances, objectives and financial position to support the development of holistic financial plansContribute to the design of planning strategies across accumulation, decumulation and protectionSupport advisers in creating sustainable, long-term financial plans aligned to client goalsTake an active role in designing recommendations alongside advisers, using your own technical knowledge and judgementAssist in stress testing plans against risks, life events and changing circumstances with cashflow modellingProvide technical input on complex planning scenarios and act as a trusted technical resource within the teamResearch and AnalysisConduct detailed research across investments, pensions, protection and tax planning solutionsCompare providers, products, charges and outcomes to support suitable recommendationsMaintain a strong understanding of market developments, legislation and best practice planning approachesResearch and provide technical guidance on more complex areas, including Trusts, Business Relief (BR) qualifying investments, VCTs and evolving pension legislationSuitability & Report WritingPrepare high-quality, compliant and client-friendly suitability reportsClearly articulate the rationale behind recommendations in a way that supports client understanding and confidenceEnsure consistency, accuracy and clarity across all written outputsUse your technical understanding to challenge, develop and strengthen recommendations where appropriate, rather than simply documenting adviser instructionsOngoing Planning SupportSupport ongoing client reviews by analysing progress against financial plans and identifying required adjustmentsAssist advisers in updating strategies in response to client needs, legislative changes or market conditionsContribute to maintaining long-term client relationships through consistent, high-quality planning supportSupport or conduct client meetings in the advisers absence where appropriateCompliance and Quality AssuranceEnsure all work adheres to FCA regulations and internal compliance standardsMaintain accurate, complete and well-documented client filesSupport internal quality checks and respond to compliance feedback where requiredKeep up to date with changes in financial services legislation and ensure technical recommendations remain compliant and appropriateCollaboration & Client ExperienceWork closely with advisers, paraplanners and adviser support teams to ensure a smooth and efficient advice processSupport the preparation for client meetings and follow-up actions where requiredHelp ensure clients receive a clear, professional and consistent experience throughout their journeyAct as a go-to person for complex technical queries and support colleagues with your specialist knowledgeRequirementsEssentialMinimum 1 year experience in a genuine paraplanning or technical financial planning roleDemonstrable experience of actively contributing to the design and development of financial advice alongside an adviser, rather than primarily carrying out administrative dutiesStrong understanding of financial planning principles, including pensions, investments and protectionStrong technical knowledge and the confidence to research, analyse and provide solutions to complex financial planning queriesExcellent analytical and research skillsHigh attention to detail and commitment to qualityStrong written communication skills with the ability to simplify technical concepts for clientsAbility to produce clear, accurate and compliant suitability reportsStrong understanding of FCA compliance requirements and internal standardsProficient in Microsoft Office and OutlookStrong team and cultural fitA genuine long-term interest in developing as a technical paraplanner, rather than progressing into an adviser roleDesirableDiploma in Regulated Financial Planning (or working towards)Experience with cashflow modelling and financial planning toolsKnowledge of tax planning and long-term financial strategy designKnowledge or experience of Trusts, Business Relief (BR) qualifying investments, VCTs and complex pension planningExperience using Intelligent Office / IntellifloPersonal AttributesPersonable, professional and team-orientedWillingness to learn and contributeHighly presentable with strong interpersonal skillsConfident in discussing complex technical matters and able to communicate effectively with advisers and clientsProactive and able to use your own initiative when developing financial planning solutionsIdeally looking for a long-term career specialising in paraplanning and technical financial planningIdeally living within a 10-mile radius / 1520 minute commuteWhats in It For You23 days holiday plus bank holidays, increasing after 2 years service (+1 day in year 3 and +1 day in year 4)Fully office-based role with a strong in-office learning culture and collaborationRegular staff social eventsMonthly external coach/counsellor visits for wellbeing supportStaff wellbeing and challenge app with rewards system (vouchers; approx. £150£200 tax-free rewards before Christmas)Pension scheme: 5% employer contribution, minimum 3% employee contributionLife cover/death in service at approximately 1x salaryNo private medical insurance for general staffStrong emphasis on development, progression and merit-based growth cultureDiscretionary / ad hoc bonusesWhats next? 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