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Treasury AnalystSalary £30,000 to £36,000 depending on experiencePermanentHybrid / FolkestoneWorking as a T reasury Analyst here at Saga you will be key to looking after the financial health of our organisation by mitigating risks, keeping assets safe and returns optimised. It is truly a very critical role sitting in the fast-paced operation of Treasury and is a central point of contact of a small dynamic team.Our Treasury department manages the Groups cash, debt, currency and commodity hedges and investment strategy. We are an Enterprise function and have internal stakeholders across the Group and external stakeholders including lenders and auditors .We work in a hybrid way at Saga both at home and in the office. In this team we work mainly from Folkestone, Kent alongside home-working.Package DescriptionAt Saga we recognise that our people make us special. We believe our colleagues deserve rewards for the excellence they demonstrate every single day, that's why we have put together an amazing benefits package for all colleagues.BENEFITS AVAILABLE FOR THIS ROLE:25 days holiday + bank holidaysOption to purchase additional leave - 5 extra daysPension scheme matched up to 10%Company performance related annual bonus - Up to 5%Life assurance policy on joining us, 4 x salaryWellbeing programmeColleague discounts including family discounts on cruises, holidays and insuranceRange of reductions and offers from leading retailers, travel groups and entertainment companiesEnhanced maternity and paternity leaveGrandparents leaveIncome protectionAccess to Saga Academy, our bespoke learning platformMain ResponsibilitiesThe Treasury Teams objective is to look after the financial health of our organisation by mitigating risks, keeping assets safe and returns optimised. As a Treasury Analyst, youll play a critical role in the daily operation of Treasury and be a central point of contact within a small team.Youll support the management of the Groups cash, debt, currency and commodity hedges and investment strategy. Working closely with colleagues across Finance and Group Professional Services, youll assist with Treasury operations, reporting and banking activities while developing strong relationships with external partners including banks, financial service providers and auditors.In this role, you will:Manage Enterprise-wide cash balances each day, ensuring there are no overdrawn balances and that surplus funds are invested in line with policy, ensuring regulatory capital is ringfenced where required.Ensure all bank transfers are accurately recorded in the general ledger (Workday).Assist with implementation of process improvement and automation of daily processes, especially cash management.Complete FX settlement on behalf of the Travel business, in line with Group policy, including coordination and trading of weekly requirements.Prepare and process manual payments, including coordination of the authorisation process.Maintain the bank account register, monitor account usage and support the opening, amendment and closure of bank accounts as business requirements evolve.Lead online banking and portal administration, including maintenance of user and contact lists.Take ownership of bank mandates, coordinating changes with the Company Secretarial Team and various banks, and maintaining a master database.Assist with month-end Treasury processes, such as FX reconciliations, intercompany funding transfers and preparation of Treasury reporting.Act as a key point of contact for our banking and other partners, with responsibility for KYC requests.Manage the Treasury inbox, providing appropriate responses in a timely manner and escalating queries where appropriate.Support ad hoc projects and tasks as required.The Ideal CandidateWere looking for someone with strong communication skills who can act as one of the primary points of contact within a small team and communicate directly with internal and external stakeholders.Youll have:A sense of urgency, with the ability to role-model the Saga value of Make it happen.The ability to work autonomously.Excellent accuracy and the ability to self-review, particularly given the exposure to material transactions and executing foreign exchange trades with banks.The ability to identify training needs to resolve gaps in knowledge and skills.Have a treasury, economics, or accounting background.Familiarity with banking and payment mechanisms beneficial.Desirable:Experience with Workday.Experience with Microsoft Office, particularly Excel.Saga Values: Make it Happen, Do the Right Thing, Customer First, Excellence Every Day, Our People Make Us SpecialAbout The CompanyOver the past 75 years we have become the UK's specialist provider of products and services to people aged over 50 in the UK. Were the most trusted brand amongst UK consumers in this demographic, recognised for high-quality products and exceptional standards of service. Our product portfolio includes cruises, holidays, insurance, personal finance products and?our Saga Magazine.Our focus on delivering exceptional products and service empowers our colleagues to create moments that are personal and special for our customers and for each other and our values underpin our approach and help guide us to deliver our purpose.Were committed to making sure that colleagues can be their best, be themselves and make a difference more than anywhere else. We have done this by creating a truly inclusive culture, where all colleagues can bring their full and authentic selves to work and be treated with dignity?and respect in an environment that is free from discrimination and harassment.Thanks to our people, Saga was awarded with a Gold for Best Customer Centric Culture in 2025. This is testament to the great culture weve built together. This award belongs to all our colleagues who collectively make Saga a fantastic place to work.We are champions of age inclusivity and signatories of the Age-Friendly Employer Pledge, we are proud of our multigenerational teams we have in place. Were also a committed Disability Confident employer and ensure that our recruitment process is inclusive and accessible. Your application will have fair consideration, and youll receive personal communication throughout your applicant journey when you apply to join Saga.Saga does not accept agency CVs unless specifically engaged on the role by the Talent Acquisition Team. Please do not forward CVs to our recruiters, employees or any other company location. Saga will not be responsible for any fees related to CVs received in this unsolicited manner.#LI-HG1TPBN1_UKTJ

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Reporting to the Group Head of Health & Safety.

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